
Aircraft safety comes first!
Liability insurance of aircraft owners for losses to third parties and passengers
Liability insurance of aircraft owners for losses inflicted upon third parties and passengers is categorised as a compulsory insurance under the provisions of the Law on Compulsory Traffic Insurance.
The risks covered include death, bodily injuries, health impairment, damage to third party and passengers’ property, destruction of or damage to cargo and registered luggage, damage due to the risk of war and terrorism, except for aircrafts with MTOM of up to 500kg.
For aircrafts that are not used for commercial purposes an insurance contract can be concluded with or without an insurance cover for damage to cargo and registered luggage.
Important questions
Is the aircraft insured when participating in competitions, during acrobatic flights and the like?
No, under the hull insurance, the aircraft is not insured when taking part in air competitions or while performing the acrobatic, record-setting flights and the like, that pose special risks, unless explicitly agreed and in consideration of the additional premium payment.
Does hull insurance cover damages caused by hijacking?
The hull insurance does not cover damages caused by the unlawful seizure – hijacking of an aircraft, except when specifically agreed – under special terms and conditions.
Is it possible to take out an insure coverage for an unmanned aerial vehicle – a drone?
The insurance proposal comprises the third party liability, which is regulated as mandatory under the Rulebook on Unmanned Aircrafts.